Generated by All in One SEO v4.9.8, this is an llms.txt file, used by LLMs to index the site.

# Housing Can't Wait

## Sitemaps

- [XML Sitemap](https://www.housingcantwait.org/sitemap.xml): Contains all public & indexable URLs for this website.

## Posts

- [From Setbacks to Stability](https://www.housingcantwait.org/from-setbacks-to-stability/) - Rolander Lindsey tried to buy a home twice – and failed twice - before Fahe’s JustChoice Lending helped her succeed. She had to start from scratch, but she received an accessible mortgage and support on paperwork and deadlines through the homebuying process.
- [Philanthropy + Workforce Upskilling = Affordable Homes](https://www.housingcantwait.org/philanthropy-workforce-upskilling-affordable-homes/) - The Housing Hub’s newest two-bedroom, one-bathroom cottage will have 864 sq ft of living space, but its actual footprint will be much larger. That’s because the organization has set out to prove it can build an affordable home without any government subsidies.
- [The Foundation for a Successful Reentry](https://www.housingcantwait.org/the-foundation-for-a-successful-reentry/) - In the two years since his release from prison, Josh Scarberry has made great strides towards a brighter future: reinstating his driver’s license, buying a car, getting married, and graduating from a one-year technology program in lighting and sound. Buying a house in Bristol, Virginia, set a solid foundation for this work.
- [Rob Dowden, Executive Director, Kentucky Mountain Housing Development Corporation (KY)](https://www.housingcantwait.org/rob-dowden-executive-director-kentucky-mountain-housing-development-corporation/) - “When you have safe and affordable housing, it changes your whole outlook on life,” says Rob Dowden, Executive Director of Kentucky Mountain Housing Development Corporation in southeastern Kentucky.
- [Martha Pierce, Executive Director, Mountain T.O.P. (TN)](https://www.housingcantwait.org/martha-pierce-executive-director-mountain-top/) - Through volunteer-driven home repair efforts across Tennessee’s Cumberland Plateau, Martha Pierce, Executive Director of Mountain T.O.P., knows firsthand how housing improvements can change lives.
- [On Higher Ground](https://www.housingcantwait.org/on-higher-ground/) - In July of 2022, flood waters filled Clova Short’s home of 35 years in eastern Kentucky. In the storm’s wake, walls grew mold and mildew and floors collapsed. Yet her family of three couldn’t move out, even enduring more flooding in successive months.
- [A Home for Two: Jessica’s Path to Stability in London, Kentucky](https://www.housingcantwait.org/a-home-for-two/) - Jessica, a resilient and determined resident of London, KY, walked into Highlands Housing Corporation in October 2023 with a clear goal: she wanted a home of her own.
- [Lindy Turner, Executive Director, Clinch-Powell RC&D (TN)](https://www.housingcantwait.org/lindy-turner-executive-director-clinch-powell-rcd/) - Clinch-Powell RC&D, under the leadership of Executive Director Lindy Turner, is addressing the housing crisis in Tennessee's Appalachian counties by offering a comprehensive range of services, including homebuyer counseling, rental assistance, and affordable housing development.
- [Tim Thrasher, CEO, Community Action Partnership of North Alabama (AL)](https://www.housingcantwait.org/tim-thrasher-ceo-community-action-partnership-of-north-alabama-al/) - For CEO Tim Thrasher and the Community Action Partnership of North Alabama, housing is more than a structure—it’s the starting point for stability, dignity, and lasting change.
- [Jake Powell and Kim Strahm, Community Housing Partners (VA)](https://www.housingcantwait.org/jake-powell-and-kim-strahm-community-housing-partners-va/) - Community Housing Partners (CHP) is pioneering innovative housing solutions that go beyond traditional models, focusing on stability, mobility, and long-term community impact.
- [Chris Mullett, President and CEO, Garrett County Community Action Committee (MD)](https://www.housingcantwait.org/chris-mullett-president-and-ceo-garrett-county-community-action/) - Garrett County Community Action (GCCA) is dedicated to ensuring that safe, stable housing is accessible to all, recognizing that affordability benefits entire communities—not only those in need.
- [Kate Somers, Executive Director, HomeOwnership Center, Inc. (WV)](https://www.housingcantwait.org/kate-somers-executive-director-homeownership-center-inc/) - HomeOwnership Center, Inc. (HOC) is helping West Virginians build financial stability and plant long-term roots through homeownership.
- [Mary Ellen Judah, CEO & Executive Director, Neighborhood Concepts, Inc. (AL)](https://www.housingcantwait.org/mary-ellen-judah-ceo-executive-director-neighborhood-concepts-inc-al/) - “Until you're safely and affordably housed, you can't begin to work on whatever challenge or opportunity you have for yourself,” says Mary Ellen Judah, CEO & Executive Director of Neighborhood Concepts, Inc (NCI), who creates lasting economic and housing opportunities for underserved communities in Alabama.
- [Seth Long, Executive Director, HOMES, Inc. (KY)](https://www.housingcantwait.org/seth-long-executive-director-homes-inc-ky/) - HOMES, Inc. strengthens Eastern Kentucky communities by addressing housing challenges with innovative and sustainable solutions.,” says Seth Long, Executive Director.
- [Scott McReynolds, Executive Director, Housing Development Alliance (KY)](https://www.housingcantwait.org/scott-mcreynolds-executive-director-housing-development-alliance-ky/) - Housing Development Alliance (HDA), led by Executive Director Scott McReynolds, has been addressing housing challenges in Eastern Kentucky for over 30 years. Serving Perry, Breathitt, Knott, and Leslie counties, HDA confronts issues like substandard housing with "bad water, suspect heat systems, and rotting floors," McReynolds describes.
- [Bryan Phipps, President & CEO, People Incorporated (VA)](https://www.housingcantwait.org/bryan-phipps-president-ceo-people-incorporated-va/) - People Incorporated serves 17 counties across the state of Virginia, helping to create opportunities for people to improve their lives through housing, lending and other direct services.
- [Jackie Mayo, President & CEO, HomeSource East Tennessee (TN)](https://www.housingcantwait.org/jackie-mayo-president-ceo-homesource-east-tennessee-tn/) - HomeSource east tennessee is working to create more sustainable housing across 13 counties in Eastern Tennessee and helping people with modest incomes to stay and thrive in the region.
- [Dave Clark, Executive Director, Woodlands Development & Lending (WV)](https://www.housingcantwait.org/dave-clark-executive-director-woodlands-development-lending-wv/) - Woodlands Development & Lending is working to build healthy, viable communities in North Central West Virginia through affordable housing, downtown redevelopment, community lending and much more.
- [Cassie Hudson, Executive Director, Partnership Housing, Inc. (KY)](https://www.housingcantwait.org/cassie-hudson-executive-director-partnership-housing-inc-ky/) - Partnership Housing, Inc. is a nonprofit housing development organization working to change lives in Eastern Kentucky’s Owsley County by creating more safe, affordable homes and rental units.
- [Carol Clarke, CEO, Neighborhood Housing Services of Birmingham, Inc. (AL)](https://www.housingcantwait.org/carol-clarke-ceo-neighborhood-housing-services-of-birmingham-inc-al/) - Neighborhood Housing Services of Birmingham is at the forefront of building economic stability through equitable housing solutions in Alabama.
- [Angie Allen, President, Highlands Housing Corporation (KY)](https://www.housingcantwait.org/angie-allen-president-highlands-housing-corporation-ky/) - Highlands Housing Corporation in rural KY, is proving that homeownership is possible—and transformational—for families who have long felt left behind.
- [Kevin Jones, Executive Director, Religious Coalition for Community Renewal (WV)](https://www.housingcantwait.org/kevin-jones-executive-director-religious-coalition-for-community-renewal-wv/) - At the Religious Coalition for Community Renewal (RCCR), Executive Director Kevin Jones leads with a vision rooted in transformation—of both people and neighborhoods.
- [Krystal Gibbons, Executive Director, Tennessee Community Assistance Corporation (TN)](https://www.housingcantwait.org/krystal-gibbons-executive-director-tennessee-community-assistance-corporation-tn/) - Tennessee Community Assistance Corporation (TCAC) is helping families across Tennessee achieve homeownership and long-term stability.
- [Sherry Trent, CEO & Kip Parks, Director of Lending Operations, Eastern Eight CDC (TN)](https://www.housingcantwait.org/sherry-trent-ceo-kip-parks-director-of-lending-operations-eastern-eight-cdc-tn/) - Eastern Eight Community Development is expanding access to safe, affordable housing across Upper East Tennessee and into Bristol, Virginia—creating pathways to stability for low-income, elderly, and disabled individuals and families.
- [THREADS OF STABILITY](https://www.housingcantwait.org/tennessee-man-moves-into-125th-house-built-by-loudoun-county-habitat-for-humanity/) - James McClain came to Tennessee’s Loudon County Habitat for Humanity in January 2023, hoping to move from a poorly maintained one-bedroom apartment to a new home — one that he would own after providing 250 hours of sweat equity helping Habitat staff and volunteers with construction.
- [Resilient and Rebuilding](https://www.housingcantwait.org/resilient-and-rebuilding/) - ASP welcomed home Sandra Cook, an esteemed member of the Whitesburg community. Sandy has dedicated her life’s work to the school system for 30 years. For the past 9 years, Sandy has served Arlie Boggs Elementary as a Family Resource Youth Service Coordinator. Crystal, Sandy’s best friend, tearfully remarked, “Sandy pours so much of herself
- [Refuge for the Rock](https://www.housingcantwait.org/refuge-for-the-rock/) - Through Housing Can’t Wait, ASP welcomed home Shirley Holcomb, an older adult with a disability who lives on a fixed income. Despite losing her home of 26 years and irreplaceable items—like family photos—she will not get back, she is grateful that she and her two grandchildren are safe. Shirley’s children are also devastated because Shirley’s
- [Rescue to Respite](https://www.housingcantwait.org/rescue-to-respite/) - George and Sherry Mullins barely survived the flood in the Lower River Caney community of Breathitt County and are one of the families served by Housing Development Alliance and Housing Can’t Wait. Prior to the flood, they were enjoying their retirement years in the security of their own home. But then, on the night of
- [Choosing to Stay](https://www.housingcantwait.org/choosing-to-stay/) - The Weavers live in Whitesburg and are one of the families served by Housing Can’t Wait. As an elderly couple, nearly debt free, they were enjoying their retirement years. The devastating flood on July 29, 2022 changed all this. They barely escaped with their lives while their brick home on the river, car, and worldly
- [Governor Beshear dedicates second home funded in part by EKY flood relief fund](https://www.housingcantwait.org/governor-beshear-dedicates-second-home-funded-in-part-by-eky-flood-relief-fund/) - WYMT Mountain News WHITESBURG, Ky. (WYMT) – Governor Andy Beshear was in Letcher County on Tuesday, dedicating the construction of the second home to be partially funded by the Team Eastern Kentucky Flood Relief Fund.Letcher County-natives William and Jason Gross will be moving into the home.“It couldn’t happen to two greater people. It’s happening in
- [Hope on Higher Ground](https://www.housingcantwait.org/hope-on-higher-ground/) - Arvin, his wife, and two children originally came to the Housing Development Alliance through our income-based Homeownership Program. Their HDA-built home was leveled by the July 2022 East Kentucky flood.Floodwaters covered the home in a little over an hour and pushed the house completely off its foundation, carrying it over a quarter of a mile
- [Boots on the Ground in Buffalo Creek](https://www.housingcantwait.org/boots-on-the-ground-in-buffalo-creek/) - Buffalo Creek, KY is a community where many will never visit and the cameras don’t go—but Housing Can’t Wait does. Following the devastating flood on July 29, 2022 that hit this rural community, Fahe and Partnership Housing stepped up. Wearing muck boots, old t-shirts, and needing four-wheel-drive trucks, they scoured the area to learn what was
- [Flooding Hits American Towns Far From Oceans and Big Rivers](https://www.housingcantwait.org/flooding-hits-american-towns-far-from-oceans-and-big-rivers/) - The Wall Street Journal Unprecedented storms in Kentucky illustrate a growing and often overlooked threat: severe flooding across the inland U.S. Read more
- [Helping the Hunters](https://www.housingcantwait.org/helping-the-hunters/) - When Housing Can’t Wait first met the Hunters, their belongings lay in piles on their porch and driveway. They had salvaged what they could from the flood waters and mud and were living on their carport. Jerry had wrapped it with plastic to keep out the elements.The night of the floods, Sherry was awakened by
- [Eastern Kentucky floods haunt survivors trying to move forward one year later](https://www.housingcantwait.org/eastern-kentucky-floods-haunt-survivors-trying-to-move-forward-one-year-later/) - Fox Weather HAZARD, Kentucky – On a hot July day, Carolyn Short can be found enjoying the view from her new front porch with a breeze blowing her wind chimes. Despite the heat, she enjoys the fresh air.One year ago on July 27, 2022, Short’s view was dangerously different as she climbed into her attic
- [Eastern Kentucky One Year After the Flooding](https://www.housingcantwait.org/eastern-kentucky-one-year-after-the-flooding/) - Bringing It Home with KHC Bringing It Home is a multimedia space hosted by Kentucky Housing Corporation (KHC) where the affordable housing community can read, listen, watch, and participate in the discussion of new ideas, best practices, policy tools, and stories of those affected by and shaping affordable housing. Eastern Kentucky One Year After the
- [‘It’s a good day’: HDA breaks ground on another home on higher ground](https://www.housingcantwait.org/its-a-good-day-hda-breaks-ground-on-another-home-on-higher-ground/) - WYMT Mountain News PERRY COUNTY, Ky. (WYMT) – Efforts to rebuild continue following the July 2022 flood. Last month, Governor Andy Beshear announced $13.5 million in funding from the Rural Housing Trust Fund for non-profits in Eastern Kentucky who have made efforts to rebuild.The Housing Development Alliance received $2.5 million of the funding. Leaders said
- [Flood survivor celebrates new beginnings after century of family legacy](https://www.housingcantwait.org/flood-survivor-celebrates-new-beginnings-after-century-of-family-legacy/) - Mountain Citizen Inez, KY (MOUNTAIN CITIZEN) – Daisy Slone was 16 when she moved into the old house on land that her family lived on for over 100 years on Moore Branch in Inez. It was her home until a flash flood swept through the property in 2022, tearing up the century-old structure and leaving
- [Housing is Health](https://www.housingcantwait.org/housing-is-health/) - Housing Can’t Wait when it affects the health and wellbeing of families impacted by flooding. Frontier Housing knows the importance of seemingly small repairs that make a big difference in the lives of families across Eastern Kentucky. Benetta “Nikki” is a mother of 5 children, and a full-time college student, living in Magoffin County, Kentucky.
- [“Below the Surface You Still See It”: The Eastern Kentucky Flood, Two Years Later](https://www.housingcantwait.org/below-the-surface-you-still-see-it-the-eastern-kentucky-flood-two-years-later/) - Notes From the Field, Cleveland Fed Two years after eastern Kentucky was devastated by a historic flood, the region has made progress in rebuilding. However, signs of the flood remain, and the region still faces various challenges on the road to a full recovery. “Things are looking more normal, but when you start digging below
- [‘Seizing this moment.’ Slow but steady progress on EKY housing after floods](https://www.housingcantwait.org/seizing-this-moment-slow-but-steady-progress-on-eky-housing-after-floods/) - Lexington Herald Leader HAZARD – On July 28, 2022, Wayne White’s house in Breathitt County was filled with 13-and-a-half feet of water after five days of torrential rain. Those floods killed 45 people, mostly centered in Breathitt, Knott, Perry and Letcher counties, and damaged or destroyed almost 10,000 homes. White wanted to stay in the
- [“Beshear praises high ground communities on 2-year anniversary of eastern Kentucky floods”](https://www.housingcantwait.org/beshear-praises-high-ground-communities-on-2-year-anniversary-of-eastern-kentucky-floods/) - WCHS News WAYLAND, Ky. (WCHS) — Gov. Andy Beshear was in Floyd County to mark the two year anniversary of the historic floods that devastated eastern Kentucky and to praise recovery efforts in the form of high ground communities across the region.One of those high ground communities is in the town of Wayland in Floyd
- [2yr Flood Anniversary Events](https://www.housingcantwait.org/2yr-flood-anniversary-events/) - JULY 26, 2024 – Fahe’s Sr VP of Partnerships and Programs, Pam Johnson and Partnerships and Programs Manager, Angela Stephens joined KY Governor Beshear and Team KY staff at a series of events related to the 2nd anniversary of the July 2022 flooding.These events included commemorating lives lost in Knott County, celebrating housing progress in
- [“Gov. Beshear visits Eastern Kentucky communities on 2-year flood anniversary”](https://www.housingcantwait.org/gov-beshear-visits-eastern-kentucky-communities-on-2-year-flood-anniversary/) - LEX 18 News KNOTT COUNTY, Ky. (LEX 18) — Two years ago many eastern Kentucky communities were completely taken over by water. Now, those same communities are coming together to remember that time and to look back at how far they’ve all come. Governor Andy Beshear visited Knott County on Friday and it was just
- [Two Year Anniversary of Eastern Kentucky Flooding](https://www.housingcantwait.org/two-year-anniversary-of-eastern-kentucky-flooding/) - KET Eastern Kentucky marks the two-year anniversary of catastrophic flooding that destroyed hundreds of homes. Governor Andy Beshear visited four counties hit hard by catastrophic flooding. Read more
- [“Officials host groundbreaking for homes on higher ground”](https://www.housingcantwait.org/officials-host-groundbreaking-for-homes-on-higher-ground/) - WYMT LETCHER COUNTY, Ky. (WYMT) – Letcher County officials gathered to celebrate a new neighborhood bringing homes to flood-impacted families.Crews are breaking ground on a new project with plans of building ‘The Cottages at Thompson Branch.’ That includes eight new homes in different phases of construction.Officials said the groundbreaking is another step forward in the
- [Skyview Developer Forum and Q&A - SAVE THE DATE](https://www.housingcantwait.org/skyview-developer-forum-and-qa-save-the-date/)
- [PRESS RELEASE: Gov. Beshear Encourages Eastern Kentucky Flood Survivors To Apply for Housing Support](https://www.housingcantwait.org/press-release-gov-beshear-encourages-eastern-kentucky-flood-survivors-to-apply-for-housing-support/) - Office of the Governor Interest form connects survivors with Fahe Disaster Resilience Team; Governor also visits Skyview high-ground site to view progress HAZARD, Ky. (Jan. 3, 2025) – Today, Gov. Andy Beshear encouraged Eastern Kentucky flood survivors to apply for recovery housing support through a newly launched online form at HousingCantWait.Org.Gov. Beshear was joined by
- [Gov. Beshear Encourages Eastern Kentucky Flood Survivors To Apply for Housing Support](https://www.housingcantwait.org/gov-beshear-encourages-eastern-kentucky-flood-survivors-to-apply-for-housing-support/) - Fahe News | January 6, 2025 Kentucky Gov. Andy Beshear announced the launch of an online form for Eastern Kentucky flood survivors to apply for housing support. The form, available at housingcantwait.org, allows applicants to share their basic information and receive personalized assistance from Fahe Disaster Resilience Team members to determine available housing options. This
- [From Rescue to Respite](https://www.housingcantwait.org/from-rescue-to-respite/) - There was no time to think. The walls buckled, and the trailer split like kindling, water rushing through the gaps. It swallowed their furniture, their photographs, the life they’d built together. Clinging to each other, George and Sherry tried to stay upright in the torrent, their feet scraping for anything solid beneath the rising current.
- [Kentucky’s Mountaintop Mines Are Turned Into Neighborhoods](https://www.housingcantwait.org/kentuckys-mountaintop-mines-are-turned-into-neighborhoods/) - New York Times By Austyn Gaffney & Photographs by Jon CherryAs the risk of extreme flooding increases with climate change, an effort is underway to relocate hundreds of flood survivors to unique higher ground. Read more
- [Dayspring Health Turns Vacated Superstore into Whitley County’s One-Stop Shop for Healthcare](https://www.housingcantwait.org/dayspring-health-turns-vacated-superstore-into-whitley-countys-one-stop-shop-for-healthcare/) - With support from Fahe CDFI via the Uplift America Fund and New Markets Tax Credit Program, Dayspring Health transformed an abandoned building that once housed Walmart into a state-of-the-art healthcare facility, and established a comprehensive source for healthcare in Whitley County, Kentucky.
- [First-Time Homebuyers Save Time and Money by Eliminating Long Commute](https://www.housingcantwait.org/first-time-homebuyers-save-time-and-money-by-eliminating-long-commute/) - Newlyweds Bobbi McSwine and Tyran Price didn’t think they would qualify for a home loan because of student loans and lack of a down payment. Both traveled over an hour each way from their home in Shelbyville, Kentucky to Lexington for work, and they dreamed of saving both money and time by living closer to their jobs.
- [Living the Golden Rule](https://www.housingcantwait.org/living-the-golden-rule/) - For Nikki Price, finding a two-bedroom apartment with access for her son, Kale, and his wheelchair in Belington, West Virginia, population 1700, was challenging. In addition, she doesn’t own a vehicle and needed a place that was walkable.
- [Investing in the Future](https://www.housingcantwait.org/investing-in-the-future/) - Elda Bowen was paying $1600 a month in rent out of her modest social security and retirement income. Purchasing a home significantly reduced her monthly payment. The move to Bath County also brought her and the three great grandchildren in her custody closer to relatives and the chance for a fresh start.
- [2025 Multi State Storm Disaster](https://www.housingcantwait.org/2025-multi-state-storm-disaster/) - Housing Can’t Wait FEBRUARY 2025 – Following severe weather conditions causing flooding and strong winds, Kentucky, Southern West Virigina, Southwest Virginia, and Tennessee have been heavily impacted with damage to roads, utilities, homes, and businesses.As the region continues to brace for winter storms, Fahe has utilized the Housing Can’t Wait Coalition to generate ongoing communication
- [Gov. Beshear Provides Severe Weather Briefing](https://www.housingcantwait.org/gov-beshear-provides-severe-weather-briefing/) - Office of the Governor Skyview Funding: Gov. Beshear announced that $6 million from Kentucky’s Disaster Recovery Program is going to the Housing Development Alliance to build 32 homes at the Skyview high-ground neighborhood in Perry County. Flood survivors of the 2022 and 2025 floods are encouraged to go to HousingCantWait.org. read press release watch video
- [Kentucky floods: State response moves to ‘stabilization phase’ amid arctic lows](https://www.housingcantwait.org/kentucky-floods-state-response-moves-to-stabilization-phase-amid-arctic-lows/) - FOX56 Beshear said that with an ongoing disaster in eastern Kentucky, he wanted to share the good news about a housing project just outside of Hazard. The $6 million grant from the Housing Development Alliance is expected to build hundreds of new homes in Perry County. Survivors of the 2022 flooding as well as the
- [Windows to the Future](https://www.housingcantwait.org/windows-to-the-future/) - Gloria Wright owns a 50-year-old three-bedroom cement block home that she maintains the best she can on a fixed social security income. But major improvements are beyond her means - like new energy efficient windows to replace the original single pane aluminum frame ones.
- [Governor Beshear announces new housing in Breathitt County](https://www.housingcantwait.org/governor-beshear-announces-new-housing-in-breathitt-county/) - LEX18 BREATHITT COUNTY, Ky. (LEX 18) — Governor Andy Beshear and local leaders announced new housing Friday in Breathitt County.Just weeks after flooding, the governor is sending this message: “We’ve been working together to build back what’s lost but also to create opportunities.”Beshear is highlighting one of those opportunities in Jackson as local leaders plan
- [UNIQUE WORKFORCE DEVELOPMENT PROGRAM PROVIDES AFFORDABLE HOUSING AND COMMUNITY-BASED REVITALIZATION TO SOUTHERN WEST VIRGINIA](https://www.housingcantwait.org/unique-workforce-development-program-provides-affordable-housing-and-community-based-revitalization-to-southern-west-virginia/) - Fahe Member Coalfield Development opened their doors in 2010 with the goal of building resilient rural communities in southern West Virginia with thriving social and financial economies.
- [ON MLK JR. DAY OF SERVICE, ALABAMA RURAL MINISTRY HONORS THE LEGACY OF DR. KING BY IMPROVING HOUSING FOR THE ELDERLY AND DISABLED](https://www.housingcantwait.org/on-mlk-jr-day-of-service-alabama-rural-ministry-honors-the-legacy-of-dr-king-by-improving-housing-for-the-elderly-and-disabled/) - Each year, Fahe Member Alabama Rural Ministry (ARM), an interdenominational faith-based organization with connections to the United Methodist Church, hosts volunteer opportunities in Tuskegee to honor the legacy of Dr. Martin Luther King, Jr. on the MLK Jr. Day of Service.
- [Rising Above](https://www.housingcantwait.org/rising-above/) - Farmer Baker has felt lost since the devastating 2022 floods in Eastern Kentucky. That July night, a wall of water swept through his holler in Lower River Caney, tragically killing his wife and washing away their home. For two years after, he has lived nearby with his oldest son.
- [More Than an Apartment](https://www.housingcantwait.org/more-than-an-apartment/) - Mary Smith and her family had an on-going housing challenge because of a lack of affordable options and her seven years in active addiction. With the help of Garrett County Community Action Committee, she now has an apartment and is turning her life around.
- [New Foundations](https://www.housingcantwait.org/rising-above-2/) - Bill Sizemore’s 100-year-old house filled with 18 feet of water in the July 2022 Eastern Kentucky floods. The foundation completely washed away and the structure was demolished just days later. Finding a rental took months. Bill wrestled with his next steps, not knowing what he would be able to afford. HOMES, Inc., made owning a new home possible.
- [Room for Family](https://www.housingcantwait.org/room-for-family/) - When Brooke Shannon and her husband moved to Gatlinburg to open an artist shop, they first lived in a small attached apartment in the bustling downtown without a full kitchen. Soon after starting their search to buy a house, they had a firm deadline they wanted to meet: Brooke was pregnant and they were determined to welcome their son into a new home.
- [A Room of His Own](https://www.housingcantwait.org/a-room-of-his-own/) - Kalynn Kirchoff had some major bumps in the road on her journey to home ownership. In 2020, she was diagnosed with melanoma cancer. In 2022, the apartment she and her son, Calan, lived in flooded.
- [Finding a Way](https://www.housingcantwait.org/finding-a-way/) - Denise Franklin lived more than 30 years in subsidized housing and then, in her parents’ home with her daughter. Now she works as a nurse and owns her own home thanks to Beyond Housing, the redevelopment and housing authority of Bristol, Virginia.
- [A Home for Christmas](https://www.housingcantwait.org/a-home-for-christmas/) - When Chassidy Gorrell’s marriage abruptly ended, she and her three children were cast into a harsh and unsettled reality. With nowhere to turn and nothing to call their own, Gorrell searched for affordable housing and a place to call home.
- [Keys That Unlock Tomorrow ](https://www.housingcantwait.org/keys-that-unlock-tomorrow/) - A single mother of three, Colley had been living in an overcrowded home with her ex-husband’s family, her children sleeping on the sofa as she struggled to provide a safe place for them. Affordable housing felt out of reach, and past financial setbacks during a difficult divorce had left her credit damaged, making homeownership seem impossible.

## Pages

- [Home](https://www.housingcantwait.org/) - THERE IS A HOUSING CRISIS IN APPALACHIA It’s felt in the empty lots where homes once stood, in a reliance on few and costly rentals, in the long drives to difficult jobs, and in the determination of families doing their best to make it through another day. THE HOUSING CHALLENGE FAHE IS TACKLING THE CRISIS
- [Funder & Investor Resources](https://www.housingcantwait.org/funder-investor-resource-center/) - Advance community-led housing solutions across Appalachia. Housing Can’t Wait connects funders, investors, and policymakers with a regional network ready to move capital into measurable housing and community outcomes. Explore the Housing Challenge Start a conversation Housing is tied to economic mobility Stable housing supports families, workers, employers, and local economies. Local organizations are ready to
- [KY-Housing Opportunities](https://www.housingcantwait.org/disaster/ky/) - Housing Opportunities: Residents of 2021, 2022, and 2025 Flood Impacted Counties in KY Fill out the Interest Form to connect to a Fahe Disaster Resilience Team Member and learn more about what program could be best for you.To learn more about the Homebuyer Assistance and Rehabilitation/Reconstruction programs, see the Housing Opportunity tab below. For more information
- [Interest Form](https://www.housingcantwait.org/interest-form/) - Disaster Recovery InTEREST Form Fill out this Interest Form to be reviewed for eligibility into a CDBG-DR Housing Program by a Fahe Disaster Resilience Team Member. Once reviewed, a Fahe DR Team Member will reach out to you for additional information and next steps.
- [KY-Progress Report](https://www.housingcantwait.org/disaster/ky/ky-progresss/) - Housing Opportunities: Residents of 2021, 2022, and 2025 Flood Impacted Counties in KY Fill out the Interest Form to connect to a Fahe Disaster Resilience Team Member and learn more about what program could be best for you.To learn more about the Homebuyer Assistance and Rehabilitation/Reconstruction programs, see the Housing Opportunity tab below.For more information
- [Overview](https://www.housingcantwait.org/disaster/) - We Chart a Path Forward When Disaster Strikes When disaster strikes, we don’t just see challenges; we see opportunities to rebuild stronger, more resilient communities. Our Disaster Resilience Program is a testament to our commitment to facilitating recovery, harnessing our connections, and sharing resources and expertise to bring hope and stability to those in need.Whether
- [Housing Solutions—Tennessee](https://www.housingcantwait.org/housing-solutions-tennessee/) - NEEDS HOUSING SOLUTIONS TENNESSEE legislative PRIORITIES for tennessee: Support Governor Lee’s proposed $30M revolving loan fund to build starter homes for working families. Investments in housing throughout Tennessee will spur and sustain economic growth and stability throughout the region. READ HOUSING SOLUTIONS MEMO DOWNLOAD MEMO FOR LAWMAKERS​: Help us solve this challenge. State investments in housing
- [Housing Solutions—Alabama](https://www.housingcantwait.org/housing-solutions-alabama/) - NEEDS HOUSING SOLUTIONS ALABAMA legislative PRIORITIES for alabama: ● Deliver on the promise of safe and affordable housing by capitalizing Alabama’s State Housing Trust Fund. ● Build vibrant communities through urban land stewardship and land banking. Investments in housing throughout Alabama will spur and sustain economic growth and stability throughout the region. READ HOUSING SOLUTIONS MEMO
- [Housing Solutions—Kentucky](https://www.housingcantwait.org/housing-solutions-kentucky/) - NEEDS HOUSING SOLUTIONS KENTUCKY legislative PRIORITIES for KENTUCKY ● Give rural Kentuckians an equal shot by investing $40M in the Rural Housing Trust Fund. ● Support sustained economic growth by modernizing the state Housing Trust Fund’s funding formula. ● Say YES in God’s backyard and support eviction expungement. Investments in housing throughout Kentucky will spur and
- [Housing Solutions—West Virginia](https://www.housingcantwait.org/housing-solutions-west-virginia/) - NEEDS HOUSING SOLUTIONS WEST VIRGINIA FOR LAWMAKERS​: Help us solve this challenge. State investments in housing can generate housing opportunities for working families. CONTACT US legislative PRIORITIES for WEST VIRGINIA: Help West Virginians achieve the American dream of homeownership by modernizing the fees that support the West Virginia State Housing Trust Fund. Investments in
- [Housing Solutions—Virginia](https://www.housingcantwait.org/housing-solutions-virginia/) - NEEDS HOUSING SOLUTIONS VIRGINIA FOR LAWMAKERS​: Help us solve this challenge. State investments in housing can generate housing opportunities for working families. CONTACT US legislative PRIORITIES for virginia: Support equitable opportunity across Virginia Investments in housing throughout SW Virginia will spur and sustain economic growth and stability throughout the region. READ HOUSING SOLUTIONS MEMO DOWNLOAD
- [Tennessee Advocacy](https://www.housingcantwait.org/housing-advocacy/tennessee/) - HOUSING CAN'T WAIT TENNESSEE Tennessee’s population has surged over the past decade. According to the Tennessee State Data Center at the University of Tennessee, Knoxville, over 95% of counties saw growth in 2023, ranking Tennessee 4th in the nation for population growth. Rural counties are growing even faster than urban ones, and while the pace
- [Kentucky Advocacy](https://www.housingcantwait.org/housing-advocacy/kentucky/) - HOUSING CAN'T WAIT KENTUCKY Appalachian Kentucky, known for its energy production and rich cultural heritage, has faced decades of underinvestment in housing. Recent natural disasters have worsened the crisis, destroying and damaging thousands of homes. A gap analysis by Kentucky Housing Corporation shows a shortage of over 206,000 housing units statewide. This shortage is expected
- [The Housing Challenge](https://www.housingcantwait.org/the-housing-challenge/) - THE HOUSING CHALLENGE Appalachia is experiencing a severe housing crisis. There is a critical need for safe, affordable housing, yet the region continues to be overlooked for investment. Now, more than ever, we must prioritize housing as the foundation for economic stability and community resilience. The Housing Challenge: Over the next five years Fahe is
- [Stories](https://www.housingcantwait.org/stories/) - Impact Stories Everyone deserves a safe, affordable place to call home. The stories of the people we serve prove what’s possible when communities come together to create opportunity. From first-time homebuyers overcoming financial barriers to seniors gaining the security to age in place, these real-life experiences highlight the transformational power of housing. Each impact story
- [West Virginia Advocacy](https://www.housingcantwait.org/housing-advocacy/west-virginia/) - HOUSING CAN'T WAIT WEST VIRGINIA Long known as a beautiful, culturally rich, and affordable place to live, West Virginia is suffering from a shortage of quality housing. This crisis manifests differently across West Virginia. In many cities and towns, dozens of dilapidated homes sit vacant or abandoned, putting strain on property values and local tax
- [Virginia Advocacy](https://www.housingcantwait.org/housing-advocacy/virginia/) - HOUSING CAN'T WAIT VIRGINIA Southwest Virginia is set for major job growth. A wave of job commitments will bring thousands of permanent jobs, the largest increase in decades. But housing is not keeping up. The Virginia Center for Housing Research reports a shortage of at least 8,600 safe and affordable units. This gap will likely
- [Alabama Advocacy](https://www.housingcantwait.org/housing-advocacy/alabama/) - HOUSING CAN'T WAIT ALABAMA Alabama is experiencing an acute shortage of workforce housing. Alabama is lacking over 84,000 homes affordable to low-earning families, and this number is almost certain to increase amidst looming federal cuts to housing programs that assist over 94,000 households across the state. Further, Census data reveals that more than 7,500 homes
- [Join Us](https://www.housingcantwait.org/join-us/) - TAKE ACTION Fahe invites you to join our movement for lasting change in Appalachia. If you’re facing housing challenges in disaster-impacted areas, submit an intake form to get the support you need—and if you can donate, partner with us, or advocate using our social media and toolkit resources, you play a crucial role in our
- [Donate](https://www.housingcantwait.org/donate/)
- [Contact](https://www.housingcantwait.org/contact/) - contact us Name Email Message I'm interested in: Investing Disaster Resilience Foundation & Philanthropic Giving Individual Donation Learning about Local and State Housing Solutions Public/Private Partnerships Brand Partnerships SUBMIT Subscribe To Learn More SIGN UP FOR UPDATES For Fahe Members CAMPAIGN TOOLKIT (coming soon!) PRESS & MEDIA PRESS KIT (coming soon!)
- [Get in Touch](https://www.housingcantwait.org/get-in-touch/) - Building homes. Strengthening families. GET IN TOUCH View Our Economic Impact Report Appalachia has some of the most economically distressed communities in our country. The Fahe network is creating a measurable impact. Learn more in the latest report. SEE OUR IMPACT By submitting your email address, you agree to receive marketing and promotional emails from
- [Housing Can't Wait Campaign](https://www.housingcantwait.org/housing-cant-wait-campaign/) - THE HOUSING CAN'T WAIT CAMPAIGN Private investors and philanthropic partners are encouraged to join us in a long term initiative to help Appalachia thrive. By partnering in the Housing Can’t Wait ® Campaign, you will finance safe, affordable housing and other community services to support economic growth and community resilience in Appalachia. Individuals are also
- [Our Approach](https://www.housingcantwait.org/our-approach/) - HOUSING Can’t Wait WILL YOU JOIN US? Get Our Economic Impact Report Appalachia has some of the most economically distressed communities in our country. The Fahe network is creating a measurable impact. Learn more in the latest report. Email DOWNLOAD By submitting your email address, you agree to receive marketing and promotional emails from Fahe.
- [Expert Spotlights](https://www.housingcantwait.org/expert-spotlights/) - EXPERT SPOTLIGHTS Stories of Local Leadership Explore what our local leaders are thinking and doing and learn how they use community knowledge to craft unique housing solutions. Lindy Turner, Executive Director, Clinch-Powell RC&D (TN) Clinch-Powell RC&D, under the leadership of Executive Director Lindy Turner, is addressing the housing crisis in Tennessee’s Appalachian counties by offering
- [Test Page](https://www.housingcantwait.org/test-page/) - Watch Now
- [Campaign Toolkit](https://www.housingcantwait.org/campaign-toolkit/) - CAMPAIGN TOOLKIT Fahe Members and Friends, The Housing Can’t Wait Campaign Toolkit is made for you. Inside, you’ll find ready-to-use assets—social media graphics, messaging guides, email templates, and more—designed to help you amplify our shared call: every person in Appalachia deserves access to affordable housing. We invite you to join the movement. Use your social media, website, newsletters,
- [Housing Advocacy](https://www.housingcantwait.org/housing-advocacy/) - HOUSING ADVOCACY ALABAMA KENTUCKY TENNESSEE VIRGINIA WEST VIRGINIA
- [Housing Can't Wait Toolkit Banner](https://www.housingcantwait.org/housing-cant-wait-toolkit-banner/) - Housing Can't Wait: Join the movement for affordable housing. TAKE ACTION
- [KY-DR-News](https://www.housingcantwait.org/disaster/ky/ky-dr-news/) - Housing Opportunities: Residents of 2021, 2022, and 2025 Flood Impacted Counties in KY Fill out the Interest Form to connect to a Fahe Disaster Resilience Team Member and learn more about what program could be best for you.To learn more about the Homebuyer Assistance and Rehabilitation/Reconstruction programs, see the Housing Opportunity tab below. For more information
- [UNUSED_Recovery](https://www.housingcantwait.org/recovery/) - Disaster Recovery in Eastern Kentucky Disaster-impacted communities like Eastern Kentucky need safe, resilient housing to get on the path to recovery. Residents of these communities are encouraged to fill out an intake form if you are looking for a single-family residence. Housing Opportunities for KY Residents Were you affected by flooding in Eastern Kentucky in
- [2025 Multi State Storm Disaster](https://www.housingcantwait.org/2025-multi-state-storm-disaster/) - FEBRUARY 2025 - Following severe weather conditions causing flooding and strong winds, Kentucky, Southern West Virigina, Southwest Virginia, and Tennessee have been heavily impacted with damage to roads, utilities, homes, and businesses. As the region continues to brace for winter storms, Fahe has utilized the Housing Can’t Wait Coalition to generate ongoing communication with local
- [Impact](https://www.housingcantwait.org/impact/) - HOUSING Can’t Wait SO WE DIDN'T THE HOUSING CHALLENGE Over the next five years Fahe is doubling our impact in Appalachia by building or rehabilitating 60,000 homes and providing community services to benefit 1 million people. We need your support and partnership. Join us! Fahe is building thriving Appalachian communities Fahe is a a network
- [DR-Stories](https://www.housingcantwait.org/disaster/ky/ky-dr-stories/) - Housing Opportunities: Residents of 2021, 2022, and 2025 Flood Impacted Counties in KY Fill out the Interest Form to connect to a Fahe Disaster Resilience Team Member and learn more about what program could be best for you.To learn more about the Homebuyer Assistance and Rehabilitation/Reconstruction programs, see the Housing Opportunity tab below. For more information
- [Privacy Policy](https://www.housingcantwait.org/privacy-policy/) - Last updated: February 23, 2024 This Privacy Policy describes Our policies and procedures on the collection, use and disclosure of Your information when You use the Service and tells You about Your privacy rights and how the law protects You. We use Your Personal data to provide and improve the Service. By using the Service,
- [Disclosure Statement](https://www.housingcantwait.org/disclosure-statement/)
- [Needs Assessment Form](https://www.housingcantwait.org/needs-assessment-form/)
- [Get Involved](https://www.housingcantwait.org/get-involved/)
- [Mission](https://www.housingcantwait.org/mission/)

## My Templates

- [Homepage Pop Up Test](https://www.housingcantwait.org/?elementor_library=homepage-pop-up-test) - Content area
- [Bottom Screen Pop Up Banner](https://www.housingcantwait.org/?elementor_library=bottom-screen-pop-up-banner) - Content area
- [Main Header](https://www.housingcantwait.org/?elementor_library=main-header-2) - Content area
- [Top Sticky Banner](https://www.housingcantwait.org/?elementor_library=top-sticky-banner) - Residents of Eastern Kentucky flood impacted counties Interest Form
- [Economic Report Pop-Up](https://www.housingcantwait.org/?elementor_library=economic-report-pop-up) - Content area
- [Strengthening Appalachia Video](https://www.housingcantwait.org/?elementor_library=strengthening-appalachia-video) - Content area
- [Funder Resource Webinar Video Pop Up](https://www.housingcantwait.org/?elementor_library=funder-resource-webinar-video-pop-up) - Content area
- [Default Kit](https://www.housingcantwait.org/?elementor_library=default-kit)
- [Elementor Single Post #3456](https://www.housingcantwait.org/?elementor_library=elementor-single-post-3456) - Elementor Single Post #3456 Rolander Lindsey tried to buy a home twice – and failed twice – before Fahe’s JustChoice Lending helped her succeed. The first time was before her husband passed. The house the couple was in the process of buying sold to someone else and they were too frustrated to continue. Later, as
- [Main Footer](https://www.housingcantwait.org/?elementor_library=main-footer) - Content area
- [Subscribe](https://www.housingcantwait.org/?elementor_library=subscribe) - Content area
- [Contact Form](https://www.housingcantwait.org/?elementor_library=contact-form) - contact us Name Email Message I'm interested in: Investing Disaster Resilience Foundation & Philanthropic Giving Individual Donation Learning about Local and State Housing Solutions Public/Private Partnerships Brand Partnerships SUBMIT
- [Elementor Loop Item #3031](https://www.housingcantwait.org/?elementor_library=elementor-loop-item)
- [Two Column Text](https://www.housingcantwait.org/?elementor_library=two-column-text) - Appalachian Kentucky, known for its energy production and rich cultural heritage, has faced decades of underinvestment in housing. Recent natural disasters have worsened the crisis, destroying and damaging thousands of homes. A gap analysis by Kentucky Housing Corporation shows a shortage of over 206,000 housing units statewide. This shortage is expected to grow to over
- [State Header Block](https://www.housingcantwait.org/?elementor_library=state-header-block) - HOUSING CAN'T WAIT KENTUCKY
- [Text and Icons 3 Column](https://www.housingcantwait.org/?elementor_library=text-and-icons-3-column) - We aggregate capital from federal, state, private, and philanthropic sources. Every dollar is leveraged and multiplied. We share knowledge. The network shares best practices. We work locally. Fahe’s experts on the ground are our Members, who align with other partners to provide tailored housing solutions.
- [Images and Button Links 3 Column](https://www.housingcantwait.org/?elementor_library=images-and-button-links-3-column) - THE HOUSING CHALLENGE DISASTER RESILIENCE HOUSING ADVOCACY
- [Full Width Image Banner](https://www.housingcantwait.org/?elementor_library=full-width-image-banner)
- [Copy and Impact Stats 2 Column](https://www.housingcantwait.org/?elementor_library=copy-and-impact-stats-2-column) - Fahe is building thriving Appalachian communities Working with our network of 50+ nonprofits across the Appalachian portion of Kentucky, Tennessee, West Virginia, Virginia, Alabama, and Maryland, we use our expertise in finance, collaboration, innovation, advocacy, and communication to achieve a more prosperous Appalachian region. With a focus on leadership, housing, education, health and social services,
- [Hero Color Block Image and Text](https://www.housingcantwait.org/?elementor_library=hero-color-block-image-and-text) - Housing Can’t Wait, so we didn’t.
- [Email Sign Up Banner](https://www.housingcantwait.org/?elementor_library=email-sign-up-banner) - Subscribe To Learn More SIGN UP FOR UPDATES
- [Email Sign Up Block](https://www.housingcantwait.org/?elementor_library=email-sign-up-block) - Subscribe To Learn More SIGN UP FOR EMAILS
- [About and Stats Block](https://www.housingcantwait.org/?elementor_library=about-and-stats-block) - ABOUT FAHE Fahe is a network of more than 50 nonprofit organizations bringing housing and community services to Central Appalachia. OUR IMPACT 1 million households served $5 billion in financing
- [Search Pop Up Main Menu](https://www.housingcantwait.org/?elementor_library=search-pop-up-main-menu) - Content area

## Categories

- [Stories](https://www.housingcantwait.org/category/stories/)
- [Members](https://www.housingcantwait.org/category/members/)
- [KY Disaster Stories](https://www.housingcantwait.org/category/ky-disaster-stories/)
- [KY Disaster News](https://www.housingcantwait.org/category/ky-disaster-news/)

## Solution Types

- [Single Family Lending](https://www.housingcantwait.org/solutions-type/single-family-lending/)
- [Disaster Recovery](https://www.housingcantwait.org/solutions-type/disaster-recovery/)
- [Job Creation](https://www.housingcantwait.org/solutions-type/job-creation/)
- [Healthcare](https://www.housingcantwait.org/solutions-type/healthcare/)
- [Home Repair](https://www.housingcantwait.org/solutions-type/home-repair/)
- [Mixed Use](https://www.housingcantwait.org/solutions-type/mixed-use/)
- [Community Facility](https://www.housingcantwait.org/solutions-type/community-facility/)
- [Affordable Rental](https://www.housingcantwait.org/solutions-type/affordable-rental/)
- [Workforce Development](https://www.housingcantwait.org/solutions-type/workforce-development/)
- [Energy Efficiency](https://www.housingcantwait.org/solutions-type/energy-efficiency/)
- [Rural Housing Development](https://www.housingcantwait.org/solutions-type/rural-housing-development/)
- [Community-Led Housing Initiatives](https://www.housingcantwait.org/solutions-type/community-led-housing-initiatives/)

## States

- [Kentucky](https://www.housingcantwait.org/states/kentucky/)
- [West Virginia](https://www.housingcantwait.org/states/west-virginia/)
- [Tennessee](https://www.housingcantwait.org/states/tennessee/)
- [Virginia](https://www.housingcantwait.org/states/virginia/)
- [Maryland](https://www.housingcantwait.org/states/maryland/)
- [Alabama](https://www.housingcantwait.org/states/alabama/)